Accept credit card payments through Vantage

If you have an advanced paid account with Bill.com, you have the option to accept payments from customers via credit card.

If you have a subscription-free basic account, you'll need to upgrade to accept credit card payments.

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Benefits of accepting payments via credit card

Accept credit/debit card payments through our relationship with Vantage Card Services. Vantage will provide to you:

  • Instant preferred price quotes - Best interchange rates
  • Month-to-month agreements - Risk-free
  • Lowest commercial card rates - Level 3 payment processing -- Vantage/Paytrace will give you a personalized free quote
  • Unlimited personal service - Payment consultations and specialized advice
  • Reward points - Get reward points for processing payments

If you already have a Vantage account, you can link it with your Bill.com account to accept payments.

  1. Select Settings
  2. Select Online Payments under Receivables
  3. Select Setup next to Credit Card
  4. Select I already have a Vantage Merchant account
  5. Enter Vantage login credentials
  6. Select whether to Require cardholders to accept terms and conditions
  7. Select Save

Sign up for a Vantage account

If you don't yet have a Vantage account, you can start your application from within Bill.com.

  1. Select Settings
  2. Select Online Payments under Receivables
  3. Select Setup next to Credit Card
  4. Enter details for:
    • Annual Credit Card Sales
    • Average Payment Amount
  5. Select Get Instant Quote to apply for a Vantage account
    • A merchant services account through Vantage is required, but they'll walk you through the remainder of the process after initiating first steps through Bill.com. A chance to review the costs will be presented before needing to commit to anything.

Things to know

  • Credit card payments you accept through Bill.com using a Vantage account will be deposited to your default Bill.com bank account
  • This feature isn't available for accounts on the subscription free price plan
  • The Require csc code setting within Vantage needs to be set to no

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